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Accounts Offered - Personal & Business

CU Prosper

April Is Youth Month

During the month of April, we’re celebrating Youth Month. The theme for this year is “The Science of Saving.” According to research, the science in the theme is not science fiction.  So, how do you teach your children to save? By turning it into a habit. Studies show that habits formed at an early age tend to stick, like brushing your teeth. Let’s encourage good financial habits. Let’s help our youth focus on an attainable savings plan. Let’s help them reach their dreams and achieve an optimistic financial future full of awesome possibilities. April is a good time to challenge your kids to save. Open a youth savings account at Trona Valley. A bright and wondrous future awaits! Imagine a future where piggy banks fly.

For Youth Ages 13-18

It's never too early to invest and save. Plan today for a better tomorrow.

Trona Valley's CU Prosper Youth Account is designed for kids 13-18. The importance of saving and learning how to use money wisely can be taught from a very young age. At Trona  Valley, we offer accounts to help kids learn to save, borrow, and spend responsibly.  Our accounts are perfect for young people to get a good start on managing their finances. Saving for a child’s financial future from the very beginning is responsibly smart. Open an account today.

  • Youth Savings Account
    • $1.00 minimum to open and no service fees
    • Higher dividend rate Savings
    • Earn dividends on entire balance
    • Converts to Traditional Share account after child's 18th birthday
  • Free gift with new account
  • Progressive Certificate* at 5% APY** for ages 13-17 (matures on child's 18th birthday)
  • Pay for A's - get rewarded for good grades
    • Grades K-12
    • $1 for each "A" or equivalent on your report card
    • Request must be made within 3 months of report card date
    • Student must be primary member on account
    • Limit of 4 report cards per year per student
    • Limit of $10 maximum on deposits per report card
  • Punch card program with chance to win prizes
  • Debit card with Checking (with Guardian/Parent)
  • Free ATM Card
  • No monthly fees
  • Eligible for Mobile Deposit Capture at age 15
  • $5.00 deposit for Community Service Achievement***
  • Youth Loans
    • Small scale loan, perfect for youth
    • Learn the basics of borrowing
    • Middle School age students can borrow up to $300 at 1% APR** Fixed Rate
    • High School age students can borrow up to $600 at 2% APR** Fixed Rate
    • Flexible terms up to 12 months
    • Parent or Legal Guardian Co-Signer

NOTE:  The Social Security card of the account holder is required.

*$100.00 minimum to open, make unlimited number of deposits, once the certificate balance reaches $5,000, including deposits and dividends earned, no more deposits may be made, deposits may not be made by ACH, auto transfer or direct deposit.
**APY = Annual Percentage Yield, APR = Annual Percentage Rate
***Community Service Achievement—For each Community Service participation, $5.00 will be deposited into your account, $50.00 maximum/year. See Credit Union for a list of organizations.

image of youth punch card, a gif file shows the card's front and back side

     Click here for complete Punch Card rules.

   Check out our Youth Video!image of a teen in front of a computer