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Routing Number: 302386765

Our Story

Welcome to Trona Valley Federal Credit Union

We’re a member-owned, not-for-profit financial cooperative committed to the credit union philosophy of “People Helping People.” We work to evolve product and service offerings to meet the financial needs of our members, provide individualized attention and put forth every effort to enable our members to become financially self-sufficient and successful.

Trona Valley is deep-rooted in the communities we serve, contributing to the collective well-being and prosperity of our members. We aspire to create a legacy of financial empowerment that extends beyond the present, positively influencing future generations and shaping a lasting impact on the communities we call home. We support our local projects and initiatives, work collaboratively with members, sponsor groups and our communities through financial support and volunteerism.

Whether you find Trona Valley at your workplace, at home or in your community, we are here for you throughout life’s milestones, whenever and wherever you need us. 

image of a person helping another

All deposits are insured by the National Credit Union Administration (NCUA) to at least $250,000.

Why Join

There are many reasons to join Trona Valley. We think you’ll love the following:

  • High Yield Checking Account — It’s better than ever at 4.00%1 APY* on balances up to $25,000
  • Money Market Accounts — It’s high yield earnings up to 4.00%2 APY*
  • Auto ReFi — It’s awesome to receive $2503 cash back for your wallet
  • Digital Banking — It’s more convenient and accessible than ever with 24/7 banking services
  • Shared Branching — It’s so convenient to make deposits/withdrawals, make loan payments, and transfer funds between accounts

Join Today 

*APY—Annual Percentage Yield  |  1 Balances up to $25,000 receive 4.00% APY; balances over $25,000 earn 0.05% APY on portion of balance over $25,000, resulting in 4.00% - 0.05% APY depending on the balance, qualifications apply (earnings are based on a Monthly Qualification Cycle), membership required  |  2 4.00% APY on balances over $150,000, qualifications apply, membership required 3 Refinance any vehicle loan amount $10,000+, new refinance loans only, membership required

Our Culture

At Trona Valley, our culture is at the heart of everything we do.

As we continue to grow and expand our services, we remain deeply committed to fostering the values that have guided us from the beginning: integrity, member-first service, and a strong sense of community. Our culture is more than just a set of principles—it’s a living, breathing aspect of our organization that shapes how we interact with members, partners, and each other. 

While many institutions focus solely on financial performance, we believe that our greatest strength lies in the loyalty, collaboration, and trust that we’ve cultivated within our team and among our members. This strong foundation allows us to innovate and grow while staying true to the personal, member-centered approach that sets us apart. 

As we look to the future, maintaining our unique culture is not just a priority—it’s the key to ensuring that our growth enhances, rather than diminishes, the close-knit environment that makes Trona Valley a place where both members and employees thrive. Together, we are not just building financial futures; we’re nurturing a community that cares.

2023 Trona Valley FCU Bylaws