Accounts Offered - Personal & Business

High Yield Savings     

High Yield Savings Account at Trona Valley FCUStart building your savings with this account that's designed to make it fast and easy. Put your High Yield Checking or Cash Back Checking rewards to work for you, with automatic monthly transfers to your High Yield Savings. And to maximize your savings power, you also receive competitive dividends!

There's no minimum deposit to open or balance to maintain. And as long as you qualify for rewards from High Yield Checking or Cash Back Checking each monthly qualification cycle, you get the best dividend rate on High Yield Savings. It's a win-win proposition to multiply your savings quickly!

  • 1.00% APY* on balances up to $15,000
  • 1.00% to 0.44% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met
  • Linked to High Yield Checking OR Cash Back Checking account
  • Free automatic reward transfers
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking and bill pay
  • Free eStatements required to receive earnings
  • Nationwide access to over 5,000 branches through Shared Branching


There are no additional qualifications for this awesome account. Just complete the following transactions and activities in High Yield Checking or Cash Back Checking each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled in free paperless eStatements each month
  • Have at least one monthly direct deposit, ACH automatic debit, or bill payment post and settle

And if you don't qualify, don't worry--you'll still earn our base dividend rate, and you have the opportunity to qualify the very next month. What are you waiting for? Seamless savings are just a couple clicks away!

*Annual Percentage Yield (APY) accurate as of 4/1/14. Rates may change after account is opened. If qualifications in High Yield Checking or Cash Back Checking are met each monthly qualification cycle: (1) balances up to $15,000 in High Yield Savings receive an APY of 1.00%; and (2) balances over $15,000 in High Yield Savings earn 0.35% APY on portion of balance over $15,000, resulting in 1.00% - 0.44% APY depending on the balance. If qualifications are not met on High Yield Checking or Cash Back Checking, all balances in High Yield Savings earn 0.05% APY. Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning the first day of the current statement cycle through the last day of the current statement cycle. Rewards earned in High Yield Checking or Cash Back Checking are automatically transferred to High Yield Savings each statement cycle and do not compound. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $9.99 or higher.