Important Notice: On October 18, all branch lobbies will close at 1:00 P.M.

Interest Rates for IRAs & Other Accounts

Individual Retirement Accounts (IRAs)

Rates effective as of June 21, 2018.

Types

Dividend Rate

APY*

IRA Shares3

Dividends Post Quarterly 0.50% 0.50%
            

IRA Certificates3

12 Month Certificate (365 Days)

$200 Minimum; Dividends Post Quarterly

1.49%

1.50%

18 Month Certificate (547 Days)

$200 Minimum; Dividends Post Quarterly

1.69%

1.70%

24 Month Certificate (730 Days)

$200 Minimum; Dividends Post Quarterly

1.99%

2.00%

36 Month Certificate (1095 Days)

$200 Minimum; Dividends Post Quarterly

2.08%

2.10%

48 Month Certificate (1460 Days)

$200 Minimum; Dividends Post Quarterly

2.28%

2.30%

60 Month Certificate (1825 Days)

$200 Minimum; Dividends Post Quarterly

2.48%

2.50%

    

*APY = Annual Percentage Yield

¹The dividend rates and APY are subject to change without notice.  Variable account rates may change after the account is opened.  Savings account earnings could be reduced if fees are added.

²APY applied to balances of tiers as long as qualifications are met each statement cycle.  0.05% APY applies to all balances if qualifications are not met.  Available to personal accounts only.

³The dividend rate and annual percentage yield are subject to change, without notice, at any time prior to the issuance of the certificate.  After the point of issuance, dividend rates and APY are fixed.  Early withdrawal penalties apply.  IRA earnings could be reduced if fees are added.