Loans - Lowest Rates at your Credit Union!

Visa Credit Card

Just because you don't have the money in your account doesn't mean you have to take out a loan. With a Trona Valley Visa® card or a Trona Valley American Express® Card, you can buy the things you want. We offer several different card options, each with its own special benefits. All of them come with competitive interest rates and generous terms. There's even a rewards program! Add all that to low minimum monthly payments, and it's not hard to see why you should have one in your pocket!

  • Various card options available
  • Competitive interest rates
  • Low/no annual fee options
  • Rewards program options
  • Young adult and student option
  • Accepted worldwide
  • Verified by Visa available
  • Fraud protection services
  • Monthly statements
  • Local servicing
  • Generous credit limits
  • 24-hour customer service
  • Online access

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What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that's right for you!  All of our credit card products come with a variety of important features including EMV smart chip technology.

Enjoy a longer introductory rate

Visa® Platinum Card

  • Our BEST introductory offer
  • Save on interest and pay down your other credit card balances faster

Earn Valuable Rewards:

Visa Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically1
  • $25 cash back with your first purchase

Visa Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically2
  • $50 cash back with your first purchase
  • Low annual fee

Build Your Credit3

Visa Secured Card

  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000
  • Low annual fee

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

3 Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express.  American Express is a federally registered service mark of American Express.